SAMPLE
Certified Business Appraisals, LLC
INDEPENDENT · OBJECTIVE · PROFESSIONAL
1 Market Street Suite 100 Anytown, CA 95401 1-999-BUS-NESS

Income-Based Valuation

Multiple of Discretionary Earnings

Business Valuation Summary Report


Valuation Method
Multiple of Discretionary Earnings
Discretionary Cash Flow
$275,000.00
Net Working Capital
$150,000.00
Non-Operating Assets
$120,000.00
Long-Term Liabilities
$15,000.00

Business Value

$873,750.00

Earnings Multiplier: 2.25

Introduction & Financial Details

This income-based valuation report estimates business value using the Multiple of Discretionary Earnings (MDE) method. Value is derived from the business' finances and 14 key business performance metrics.

Business Financial Situation

The following is a summary of the subject business' current financial situation.

Discretionary Cash Flow

Pre-tax business earnings plus single owner total compensation, other owners compensation adjusted to market, depreciation, interest expense, non-recurring expenses.

$275,000.00

Net Working Capital

Current assets less inventory minus current liabilities, less current portion of long term debt.

$150,000.00

Non-Operating Assets

Assets of the business that do not contribute to revenue generation.

$120,000.00

Long-Term Liabilities

Obligations of the business, such as long-term loans, that must be met over a period exceeding one year.

$15,000.00

Factors Affecting Business Value

The Multiple of Discretionary Earnings (MDE) method uses a multiplier to compute business value. The multiplier is derived from 14 key factors of business performance across a range of important financial and operational areas. Each factor ranges from 0.1 (worst) to 44 (best).

Earnings Multiplier Factors
Earnings track record Consistent, verifiable revenue/profits
3.5
Industry growth Industry growth above overall market
2.5
Business growth Steady, predictable business growth
2.5
Business financing Average financing terms
2
Competition Significant market consolidation
1.5
Location Poor customer access
1.5
Customer concentration Revenue derived from many customers
2.1
Product/service concentration Revenue from a few products/services
1.9
Market concentration Limited market reach
1.5
Nature of business Well capitalized, established firm
2
Desirability Large pool of qualified business buyers
2.8
Ease of operation At industry norm
2
Employees Well trained, effective staff
2.5
Management Long-term, knowledgeable managers
3

The multiplier is a weighted average of these factors.

Earnings Multiplier Factors: Weighted Average
Factor Value Weight
Earnings track record 3.5 28
Industry growth 2.5 26
Business growth 2.5 24
Business financing 2 22
Competition 1.5 20
Location 1.5 18
Customer concentration 2.1 16
Product/service concentration 1.9 14
Market concentration 1.5 12
Nature of business 2 10
Desirability 2.8 8
Ease of operation 2 6
Employees 2.5 4
Management 3 2
Earnings Multiplier (Weighted Average) 2.25

Calculation Results

The Multiple of Discretionary Earnings (MDE) business value is determined by multiplying the business' discretionary cash flow by the earnings multiplier, then accounting for net working capital, non-operating assets, and long-term liabilities.

Business Value Summary
Valuation Component Amount
Discretionary Cash Flow $275,000.00
× Earnings Multiplier 2.25
+ Net Working Capital $150,000.00
+ Non-Operating Assets $120,000.00
- Long-Term Liabilities $15,000.00
= Business Value $873,750.00

Indicated Business Value

$873,750.00

Earnings Multiplier

2.25